What To Do After An Accident With An Uninsured Driver
Filing an insurance claim after an accident is a difficult process, especially if the other driver has inadequate or no coverage. We are here to help at the Law Offices of Mauro Fiore, Jr. We represent victims of motor vehicle accidents throughout the Los Angeles area who need legal guidance after a crash.
Our attorney Mauro Fiore, Jr., is dedicated to helping victims explore their options for pursuing coverage after a car accident has led to physical, emotional and financial losses.
The Risks Of Uninsured And Underinsured Motorists
In California, motorists are only required to have an auto insurance policy that carries $15,000/$30,000 of liability coverage. This means their insurance coverage will pay a maximum of $15,000 for a person’s injuries and up to $30,000 per accident.
This is inadequate coverage in accidents that result in severe injuries, especially when you factor in lost wages and loss of future earnings.
Uninsured drivers pose even more of a risk in an accident. More motorists than you think do not have any insurance coverage. You should consider purchasing uninsured/underinsured motorist coverage to protect yourself in the event of an accident with a driver who has no insurance or less than adequate insurance coverage.
UM/UIM Coverage In California
UM/UIM coverage is through your own insurance policy, and all California auto insurance policies must include this coverage unless you decline it in writing. This coverage provides compensation for your losses in an accident caused by an underinsured or uninsured driver. This coverage applies to car accidents, accidents involving pedestrians, bicycle accidents and motorcycle accidents.
Filing a claim and using your UM/UIM coverage will not increase your insurance premiums if you were not at fault for the accident. Call us right away if you were involved in an accident with a driver who does not have insurance or is underinsured.
Our lawyers have experience helping clients navigate their insurance policies. We will review your coverage and help you file a claim so you get full and fair compensation after an accident. This includes reviewing your UM/UIM and your personal injury protection coverage if your claim exceeds the limits of your UM/UIM coverage. Your financial losses can significantly impact your future. We will work hard to protect you and make sure your insurance company treats you fairly.
Contact Us For A Free Consultation
Call 866-262-3670 or fill out our online form to arrange a free initial consultation with our firm. We speak English and Spanish to serve all of our clients, and have offices in Los Angeles, Monrovia, West Covina and Palm Desert to serve you.
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