On behalf of Law Offices of Mauro Fiore, Jr. posted in Motorcycle Accidents on Monday, August 14, 2017.
Sometimes insurance ads are made to be friendly and inviting. Other times they have a serious, protective tone. No matter the way insurance companies decide to market their products and services, their efforts might belie their attitude toward you when you need to make a claim. At the Law Offices of Mauro Fiore, Jr., we understand that the insurance business is, well, a business. That means, in part, we know insurance companies are interested in reducing payouts.Of course, there is not anything wrong or immoral about profits or business but when faced with a decision between full and fair compensation, or something less, the customer is better served when he or she has an advocate who can interpret the terms and conditions of a policy and addendum in a favorable way, and who understands the potential impact of particular facts on the outcome of a case.Often attorneys advise clients and prospective clients to avoid speaking to insurance companies before speaking with a lawyer. According to the California Evidence Code, an admission by a party opponent is “not inadmissible” in court when offered against that party. This means that what you say to an insurance adjuster or employee, who may be on the other side of a future lawsuit, can possibly be used against you in court. For example, as an insured you may use words that invoke legal consequences without intending to do so. Perhaps, an injured motorcyclist will say after an accident, “I am sorry this happened,” and not intend to claim responsibility for the accident.This rule combined with the focus by insurance companies on profits and reducing costs helps explain why attorneys will often encourage injured persons to call a lawyer first. Such precautions protect clients because in contract law and interpretation, words always matter; and in litigation, words said by you to the insurance company may not work to your favor. More information about this topic can be found on our website.
As a motorcycle rider, it is imperative to understand the importance of wearing a proper helmet when riding. The head and brain are the most vulnerable when it comes to motorcycle accidents, and helmets can increase riders’ chances of survival substantially.
California motorcyclists like you hear plenty about wearing helmets to protect your head and brain. But what about your neck? This area is also prone to damage, and damage to the neck can impact your quality of life to mild, moderate, or severe degrees depending on the type of accident you get into and the injury you face.
After any personal injury, you have a certain amount of time to file a lawsuit to recover compensation for damages that occurred due to another party's negligence, carelessness, or reckless behavior. Because medical expenses and time off work can be financially devastating, it is often important to establish fault through litigation in a timely manner.