Law Offices of Mauro Fiore, Jr.
Call for a free consultation
Toll-free: 866-583-9564 Local: 626-593-9031
Se Habla Español
SE HABLA ESPAÑOL free consultation
Phone866-583-9564

How will autonomous cars affect auto insurance claims?

  • Rated By Super Lawyers | Mauro Fiore, Jr.| Selected in 2017 | Thomson Reuters
  • Consumer Attorneys Association of Los Angeles | CAALA
  • TLC Los Angeles Trial Lawyers’ Charities

Self-driving cars are quickly becoming a reality. When they hit the road in significant numbers, what will be the effect on auto insurance and accident claims?

A recent article published in Claims Journal, an insurance industry website, discusses some of these issues. Though many of the legal and financial effects of the shift to self-driving cars remain to be seen, it is certain that autonomous vehicles will have a significant impact on our personal lives as well as on insurance rates and auto accident claims. The article is worth reading in its entirety, but here are some of its most important conclusions:

  • Self-driving cars will significantly increase both personal and work productivity.
  • The number of motor vehicle accidents will decrease.
  • The defendants in auto accident lawsuits will change. Rather than going after drivers and their insurance companies, plaintiff personal injury attorneys will target vehicle manufacturers, software companies, producers of vehicle sensors, and subcontractors of those parties.
  • Accident claims will grow much more complex. Expect much more subrogation claims, as the parties try to shift liability to others in the vehicle production stream.
  • The possibility that hackers could take control of vehicles is real. This could lead to increased auto theft by hackers, as well as hacker-caused auto accidents.
  • The auto insurance adjuster profession as it exists today could become obsolete. Rather, there will be product liability adjusters who will need a much different skill set than traditional auto insurance adjusters.
  • Self-driving cars will cost a great deal more than today's cars. This could result in an increase in shared ownership of vehicles and use of car sharing services such as zipcar and Car2Go.

No Comments

Leave a comment
Comment Information

Monrovia Office
136 E. Lemon Ave.
Fiore Legal Building
Monrovia, CA 91016

Toll Free: 866-583-9564
Phone: 626-593-9031
Monrovia Main Office Map

West Covina Office
1901 W. Pacific Ave.
Suite 260
West Covina, CA 91790

Toll Free: 866-583-9564
Phone: 626-593-9031
West Covina Law Office Map

Los Angeles Office
10866 Wilshire Blvd.
Suite 400
Los Angeles, CA 90024

Toll Free: 866-583-9564
Phone: 626-593-9031
Los Angeles Law Office Map

Palm Desert Office
77564 Country Club Dr.
Suite 126
Palm Desert, CA 92211

Toll Free: 866-583-9564
Phone: 760-407-6780
Palm Desert Law Office Map