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Will uninsured or underinsured motorists cost you money?

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California drivers are required by law to have car insurance, but that doesn't mean everyone does. At the Law Offices of Mauro Fiore, Jr., we work to help you understand the risk of getting into a crash with an uninsured or underinsured motorist, and what precautions you can take to protect yourself.

If another driver doesn't have insurance coverage, you could be stuck paying for expenses that you really shouldn't need to pay for. This can include medical expenses related to any injuries you have, like medications or hospital bills. It can also include the long-term losses that can occur if you have to miss work due to the accident and end up losing out on paychecks.

Even in the event that the other driver has insurance, they are only legally required to carry a policy that will cover an accident up to $30,000, and cover an individual's injuries up to $15,000. Depending on the severity of the accident, this could still leave you in a situation where your financial requirements aren't being met by the other person's insurance.

To learn more about the dangers of uninsured or underinsured drivers and how their lack of insurance can negatively impact you in the event of an accident, take a look around our website. You can find helpful information about what to do in the event that you do crash with one of these motorists, and learn precautionary measures you can take to stop this from being a problem before the situation even arises.

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