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When an accident on the job causes a serious injury

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When sudden accidents occur on the job, they can cause both physical and financial stress to the employee. Thankfully, there is a system in place to assist employees after workplace injury accidents.

In order to secure workers' compensation benefits, it is critical that employees follow all necessary steps.

Prove the accident was work-related

Though it does not matter who is responsible for the accident, in order to claim workers' compensation, one does have to show that the accident was related to work duties. If an employee trips over an uneven surface or crushes a finger between machinery parts, proving the accident is work-related will likely be simple.

However, when the incident involves an activity that takes place off-site, or while the employee is on a break, the circumstances may be complex, and the eligibility for compensation may be case specific. For example, if the employee runs an errand for the employer while he or she is away from the building on a lunch break, the case could become complicated.

Visit the appropriate medical professional

It is important to seek medical attention after any serious injury. In the case of a workplace injury, the employee should seek medical care from a physician associated with the employer's workers' compensation plan. If the employee pre-designated a physician, it is fine to go to that doctor. In the case of an emergency situation, an employee may go to an emergency room but should notify the ER staff that the injury occurred on the job.

Follow proper reporting procedures

As with a personal injury accident claim, receiving compensation may depend on creating a paper trail. Along with medical records, management will need a report of the accident. The employee should provide these as soon as possible.

If management witnessed the accident, then the managing party should complete a report. In that case, the employee should still follow up with the report, make sure that all necessary information is present and obtain a copy of the report.

If for any reason your workers' compensation claim is denied or approval is delayed, or you think you are not receiving all of the benefits you deserve, you should speak with an attorney.

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